Travel Insurancefor Germany

2025 GUIDEExpert Reviewed

Compare 15 top providers, understand Schengen requirements, and find the perfect coverage for your German adventure

Schengen Compliant

€30,000+ coverage guaranteed for visa approval

Save Up to 40%

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Instant Coverage

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1M+
Travelers Protected
15
Top Providers
4.8/5
Customer Rating
40%
Average Savings

Schengen Visa Insurance Requirements

Essential requirements for visitors from visa-required countries entering Germany and the Schengen Area

Mandatory Requirements

Minimum €30,000 Coverage

For medical emergencies and repatriation

Full Schengen Validity

Valid in all 29 Schengen member states

Complete Duration Coverage

Must cover entire length of stay

Emergency Services

Medical evacuation and repatriation of remains

Who Needs Schengen Insurance?

Visa-Required Countries

Citizens from these countries MUST have insurance:

IndiaChinaRussiaTurkeySouth AfricaBrazilThailandPhilippines

Visa-Exempt Travelers

US, Canada, Australia, Japan citizens: Not required by law, but highly recommended for financial protection.

Compare Top Travel Insurance Providers

Our expert analysis of 15 leading travel insurance providers for Germany travel in 2025

Why Travel Insurance is Essential for Germany

Protect your health, finances, and peace of mind while exploring Germany

Medical Coverage

German healthcare is excellent but expensive for non-residents. A single emergency room visit can cost €2,000+. Medical evacuation to your home country can exceed €250,000.

Trip Protection

Protect your investment with coverage for trip cancellation, interruption, and delays. Get reimbursed for non-refundable costs if you need to cancel or cut your trip short.

24/7 Assistance

Access to emergency assistance services, medical referrals, lost passport help, and travel support whenever you need it during your trip to Germany.

Frequently Asked Questions

Expert answers to common travel insurance questions for Germany

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